Car insurance in Ontario..

[Xephier]

Back to the original point of this thread. I called ICBC just out of curiosity and got a quote from them and it is seriously cheap. For me a new driver and the vehicle that I'm using(a 2003 mitubishi galant) it's 105$ a month for insurance... I asked the guy up and down "no hidden fees, that's it, I am a NEW driver.." and he assured me that's it. Even with maxed out everything a 2 million liability and all other options maxed it's still under 200$. Here in Ontario it's 350 minimum per month for BASIC insurance.. I've seriously gotta find a way to get my car temporarily insured so I can get outta this province without paying 7 months worth of BC insurance(2 months of Ontario insurance) for the whole day it'll take to leave Ontario.

 

[mr sunshine]

Back to the original point of this thread. I called ICBC just out of curiosity and got a quote from them and it is seriously cheap. For me a new driver and the vehicle that I'm using(a 2003 mitubishi galant) it's 105$ a month for insurance... I asked the guy up and down "no hidden fees, that's it, I am a NEW driver.." and he assured me that's it. Even with maxed out everything a 2 million liability and all other options maxed it's still under 200$. Here in Ontario it's 350 minimum per month for BASIC insurance.. I've seriously gotta find a way to get my car temporarily insured so I can get outta this province without paying 7 months worth of BC insurance(2 months of Ontario insurance) for the whole day it'll take to leave Ontario.

wtf I pay 55 dollars a month.. Canada sucks. U don't need insurance to drive a car...just don't get pulled over.

 

[Xephier]

wtf I pay 55 dollars a month.. Canada sucks. U don't need insurance to drive a car...just don't get pulled over.

LOL ya sure but your minimum wage is like 8 bux an hour.

 

[mr sunshine]

LOL ya sure but your minimum wage is like 8 bux an hour.

Close. It's 9 dollars an hour next year it will rise to 10 bucks an hour.

 

[Xephier]

Close. It's 9 dollars an hour next year it will rise to 10 bucks an hour.

I've heard it's cheaper in Alberta than BC but I'll take 105$ over 350 anyday. What kind of area do you live? City, town, middle of nowhere?

 

[qwizoking]

Ummmm
Austin metro has ~2million people

Pretty awesome city
Mines a bit cheaper but yea.
Felt like sharing.

 

[Xephier]

Ummmm
Austin metro has ~2million people

Pretty awesome city
Mines a bit cheaper but yea.
Felt like sharing.

How much do you pay and are you a new driver?

 

[mr sunshine]

I've heard it's cheaper in Alberta than BC but I'll take 105$ over 350 anyday. What kind of area do you live? City, town, middle of nowhere?

City..

How much do you pay and are you a new driver?

New driver, Aren't you 30something? How does that happen?

 

[Xephier]

City..

New driver, Aren't you 30something? How does that happen?

I lived in Calgary for a good portion of my life. It was a city but a small one so taking public transportation wasn't that big of a deal. Lived in small towns after that so getting anywhere was easy. That aside, the idea of driving a motorized vehicle has always made me nervous. One little mistake and I end someone's life or my own. Also all the extra cost of owning a vehicle, I've had a stable job at points in my life but rarely a good stable income.