As you have figured out, the Gold Plans are a Rip-OFF.
My Silver plan is 396 a month with 0 deductible and a maximum of 2250 out of pocket per year.
Now if they can only convince doctors to actually accept the insurance I would be set. Unfortunately, very very very few doctors in this area will even consider touching any Obamacare insurance.
Whats the difference between obamacare insurance and regular insurance?
TUCSON- A Tucson woman in desperate need of a knee replacement won't be getting that knee from the surgeon she wanted. When she called the office to set up an appointment she was told the doctor doesn't see patients who have "Obamacare."
Julie Miller has Blue Cross Blue Shield, which she purchased through the healthcare marketplace. Her plan lists this doctor as a covered provider. So, you can imagine she was shocked to hear the doctor wouldn't see her because of where she got her plan.
"I said, isn't Dr. Martin a Blue Cross Blue Shield provider? I thought he was? And she said, well he doesn't like Obamacare. And so he won't accept your insurance. That was pretty surprising to me," said Julie Miller.
News Four Tucson called the office twice to corroborate Julie's story. An appointment scheduler confirmed this doctor does not accept "Obamacare" patients.
Dr. David Martin did not want to answer any questions. Blue Cross Blue Shield says his reimbursement rate would be the same regardless of where the plan is purchased so Julie thinks this is a political statement.
"I wasn't acceptable to this particular doctor and I kind of felt bad!," said Miller.