I've built up my growing over the last 15 years of scrounging and DIY after 30 years of dicking around with little piss-ant grows that taught me where to go to get better at it. I spent a lot of years busting my hump on the job too but can't deal with ice road rigors any more so scrape by on the pittance the gov't hands out.
I've spent maybe $100 on meds in the last 30 years so some might call you a sucker for blowing 5G in one year tax rebate or not.
Your passive/aggressive stance might impress some, but me, not so much.