20 ran at 50 watts will provide significantly better penetration than 13 at 75 watts. Individual intensity of the light sources is not what makes for penetration. Penetration is based SOLEY off of how diffused the light is (more cobs + spread out = more diffused) and how low wattage each light source is, because the plant can grow much closer to them without burning.
COBs have shitty penetration compared to QBs. And it makes it much easier for them to bleach since the canopy gets all the photons and underneath is shaded out. And it also means lower on average yields because a plant getting equal light all over can photosynthesize much more efficiently than one getting blasted on the tops and get nothing underneath. Also means even growth.
This is 20x citizen clu048 cobs @ 1000 watts in a 4x8. 50 watts a cob. Guy ended up with really bad light stress and some bleaching. 31w per square foot. Notice the horrible canopy penetration?
This is 18x QB304s quantum boards @ 1500w in a 4x8 tent. 75 watts a QB. Absolutely no bleaching and he had some colas get as close as 4" from the 75w QBs. 46w per square foot. Notice how much better the canopy penetration is? The extra 500 watts is part of the reason, but the fact he cant even get bleaching 4" from a 75W QB at 46w a square foot is proof it's really decent.