I use AL foil in my clone/seedling area only... and you are correct, use the not shiny side, the dull side will keep the hot spots down.
I buy my mylar from Party Warehouse, they call it mylar sheets, look in thet gift area where the gift bags are. It is used as a stuffing material in those bags.
Foil is cheap and available but is a hassle.
This is a heated debate on every forum though.