Solar is more a way of maintaining charge on a battery over a long term than providing useful instantaneous power. Given the space (and money) that a "75W" panel takes up, it's not a very efficient way to generate power. The technology is getting better, but viable PV power still a ways off. An alternate power system will have you drawing power out of a battery bank and the catch is to generate more over the long term than you use in the short term.
Any inductive load (like a lamp filament, motor, etc) is going to require more power to run than a whole field of panels can provide.
The trick with any alternate power system is to combine generating sources. Microhydro and wind can be a help - personally, I'd spend the money on an 800W wind generator and get more usable power over the course of a year than spend the same money to get a single 75W panel. Neither option is realistic to generate enough power to drive 1000's of watts of incandescent lighting though.
I'm on shared power, so FWIW I grow with flouro tubes and CFLs and I pay the bill on time every month no matter what. I've got a wood shop set up that can explain high power usage should I ever need to justify my power consumption.
If you do go with a genny, an auto transfer switch is your friend (albeit your expensive friend). It will automatically switch you off the grid when the genny is producing voltage so you aren't powering your neighbours and, more importantly, if the public utility is shut down for maintenance/power outage, you won't give line crews a jolt. Once you get into the serious alternate-power market as opposed to the gas engine/single phase 'backup/RV' generators, you start dealing with diesel engines and sound enclosures. I've installed units in boats that use a Kubota diesel in a sound shield and, while you'll always hear it from inside the boat (40-50' LOA), the rest of the marina/anchorage isn't bothered by it. To the neighbours, it would be inconspicuous inside a suburban garage. Install at least 30% more capacity than your load analysis calls for.
My wife and I are designing an off-grid float home that will couple solar and wind for electrical for electricity with a diesel generator burning WVO as a backup. Water (both for drinking and radiant heating) will be heated by solar collection, a coil in a wood stove, and a coil in an oil (WVO) furnace. It's all about pulling the little bit of energy that each technology can provide and combining them.
And yeah, based on my local rates (which are actually pretty cheap) it IS more expensive per kW/h to generate your own power than to use the grid.