credit cards for people with bad credit

[nitro harley]

I make thousands of dollars off of credit card companys..... I get air miles and give away air plane tickets every year to friends and family.....I just pay my bill every month for zero percent interest,.....nitro..

 

[see4]

I make thousands of dollars off of credit card companys..... I get air miles and give away air plane tickets every year to friends and family.....I just pay my bill every month for zero percent interest,.....nitro..

how do you make thousands of dollars off credit card companies? I have a 3% cash back card, I would have to spend over $50,000 in one year on that card alone to get thousands of dollars off the credit card company.

 

[nitro harley]

how do you make thousands of dollars off credit card companies? I have a 3% cash back card, I would have to spend over $50,000 in one year on that card alone to get thousands of dollars off the credit card company.

I have a buisness credit card that does over 50k purchases....It's a united airlines card that gives air miles......every year I get a lot of air miles through my business ......I send people all over the world every year, so it ends up being thousands of dallors worth of plane tickets every year..........nitro..

 

[gioua]

On the other hand you could take a look at how well our gov does their budget and follow their leads

no budget passed since 4-2009 (includes INCREASED spending) were -17 trillion and counting.... and were doing fine..

 

[see4]

I have a buisness credit card that does over 50k purchases....It's a united airlines card that gives air miles......every year I get a lot of air miles through my business ......I send people all over the world every year, so it ends up being thousands of dallors worth of plane tickets every year..........nitro..

pimp! yea, i have a friend who runs a construction company, has the same thing going on. puts all his business expenses on his card.. he gets insane miles.. and recently is getting cash back too.

smart man you are!

 

[Flaming Pie]

Hey 620+ is better than no credit.

I know people who cant even open a bank account or credit card because their credit is so bad.

 

[dirtsurfr]

We tore up our credit cards in 1982 and never looked back I own a small home I bought owner financed
and 3 cars.
If everyone did this it would put a total shift in world powers.

 

[gioua]

We tore up our credit cards in 1982 and never looked back I own a small home I bought owner financed
and 3 cars.
If everyone did this it would put a total shift in world powers.

but then the republicans would be in charge again... thought the answer was democrats???

 

[see4]

We tore up our credit cards in 1982 and never looked back I own a small home I bought owner financed
and 3 cars.
If everyone did this it would put a total shift in world powers.

Amen, brother. I can't wait to be done with my debt. I will likely do the same. But it requires a lifestyle change.

 

[dirtsurfr]

but then the republicans would be in charge again... thought the answer was democrats???

Yea but Im off the "grid" so it really don't matter I can survive with or without social programs.

 

[see4]

Yea but Im off the "grid" so it really don't matter I can survive with or without social programs.

If you use the internet, the government has their eye on you. You better watch out, the socialist boogie man coming fo' you!

 

[Flaming Pie]

Off the grid, yet using the internet.. prob a cell phone too. lmao.

 

[dbkick]

a little new info, retailers are allowed to charge 4% of sales IF you use a credit card to pay.on top of the already fucking insane interest most of these places will give you unless you have good credit.

 

[nitro harley]

a little new info, retailers are allowed to charge 4% of sales IF you use a credit card to pay.on top of the already fucking insane interest most of these places will give you unless you have good credit.

I have ran into that before...thats when I use a diffrent method...............The local fuel company wont let me use my card with out adding 3% more......Because I spend to much money there...It kinda sucks but I can see there point..........nitro..

 

[dannyboy602]

try orchard bank. or get a secured card from any card co. it still builds credit as you use it. remember the more inquiries to your file the more your score goes down.

 

[silasraven]

its all about maintaining as least amount of red as possible. i need ot be able to live without the hang ups of people wanting me to repay them.

 

[Carne Seca]

I have a buisness credit card that does over 50k purchases....It's a united airlines card that gives air miles......every year I get a lot of air miles through my business ......I send people all over the world every year, so it ends up being thousands of dallors worth of plane tickets every year..........nitro..

Hire me and send me to Fiji. I'll even fly economy.

 

[ClaytonBigsby]

Dirt has it right, forget credit. It's overrated. My FICO score is 790, and my credit card companies (all three) raised my fixed rate above double digits for now reason, after the credit reform act. I paid them off and cut them up. We pay cashola for eveything. If you cannot afford to pay in cash you shouldn't be using credit, unless it is an absolute emergency. Double digit interest?!?!?!?!? Screw you, banks! Especially when you're only paying me 1-2% on the money I loan you!

 

[Dr. Greenhorn]

If you cannot afford to pay in cash you shouldn't be using credit, unless it is an absolute emergency.

yup. totally agree with this.


and fuck banks, I keep my money in a safe.

 

[RainbowBrite86]

What you need is a secured credit card. You just go to a bank, most branches have a company they use, you start a savings account that is used solely to secure the credit line on your card, and you use it like you would a normal credit card. Secured credit cards are a little different than prepaid credit cards because secured card loaners actually report to the credit bureua, whereas regular prepaids don't. I think (and I may be wrong) the platinum visa secured card is the "go-to" card for this... Capital One just preys on people with bad credit, plain and simple. Their rates are ridiculous. I'd start with a local credit union, see if they have secured credit cards.