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  1. Gastanker

    fun with banking

    Wait... so you have a bank (your wife's) that you like? But you're still complaining? "I went to taco bell one time and I hated it! But I love McDonalds. I think I'll continue to frequent Taco Bell so I can complain to them how much I hate their food. Smart plan right?"
  2. Gastanker

    fun with banking

    All of my banks work for me... Wellsfargo checking gives me free checks, wellsfargo savings gives me 3.2% interest, etrade offers up to 5% interest... I hope you've learned something from this thread - banks aren't the ones screwing you over, you are. Learn to use banks correctly and they...
  3. Gastanker

    fun with banking

    They only charge you $10 a month if you make zero deposits/month and have less than $100 in the bank - you can actually transfer the same $10 back and forth between accounts once a month to wave this fee. I understand you have no income, but are you really that broke? As long as you deposit...
  4. Gastanker

    FREE lighting CAD program. Attention all nerds!

    Glad you're finding it useful. I'm figuring out new things all the time so by no means do I properly know how to use the software, but if you have any questions feel free to ask and I'll try my best.
  5. Gastanker

    fun with banking

    You haven't once stated how they are "ripping you off" by offering a free service. Too lazy to sign a contract, unable to keep $100 in the bank, but you have no problem buying wood and making a greenhouse. Bravo.
  6. Gastanker

    fun with banking

    I'm a victim of the banks? I have several wellsfargo accounts and I pay no monthly fees, have no crazy amount I need to maintain, get free checks... They pay me money every month. I think you need to take a finances class. You have no savings account - that either means you have no savings...
  7. Gastanker

    fun with banking

    X number is nothing close to 1500... Why not just switch banks?
  8. Gastanker

    fun with banking

    So instead of finding an alternative you want to complain until they change it? Really? Think that'll happen? Just for you?
  9. Gastanker

    fun with banking

    lol. That's a blatant lie. There is not a single service they offer that costs anywhere near that amount.
  10. Gastanker

    fun with banking

    So they just lost out on possible earnings. They didn't lose money and rip you off. You're now mad that the bank that you hate lost money? Don't you think that if the $5 was worth it to them that they would have different policies?
  11. Gastanker

    fun with banking

    And what about their checking account is a rip off? You need to keep at least $100 in it at all time? You know it's free right?
  12. Gastanker

    fun with banking

    Let me summarize this - you think the bank is dumb because they are going to lose money from you by ripping you off? How can they both lose out on money and rip you off at the same time?
  13. Gastanker

    fun with banking

    Seriously? I logged into ebay to buy my grow gear, I guess all of my money went to ebay right? The only thing wellsfargo is reimbursed for is customer service only relating to your credit card... those fees and %'s go to Visa.
  14. Gastanker

    fun with banking

    So in my local area I have the following that will cash a check for a fee: Ace Cash Express Cash One California Check Cashing Store Money Mart Check Into Cash TeleCheck Rmf Consulting B4Payday Check Max Plus Cash1 Check Max Plus .... There are less than 4 banks in the are that will not cash a...
  15. Gastanker

    fun with banking

    I think you are confusing Visa/MasterCard with WellsFargo/BofA...
  16. Gastanker

    fun with banking

    You're giving UB too much credit - he's not the best speller, pretty sure he didn't catch that.
  17. Gastanker

    fun with banking

    Reed what I typed - there are dozens of places that will cash a check for a FEE - which is what you said you were happy to do.
  18. Gastanker

    fun with banking

    Banks make money from holding your money and investing it... If you have no money with them they cannot do this - they actually pay you monthly if you do this though (I'm assuming you've never had a savings account). You are telling us that you are a "customer" that pays the bank NOTHING, they...
  19. Gastanker

    fun with banking

    I don't understand your complaint. There are dozens of places that will cash a check for a fee - you want to go to the few places that don't offer this service and bitch? I never go to the 24hr photo developer and bitch because they won't process my film in an hour... that would just be silly.
  20. Gastanker

    fun with banking

    Or I know something about how banks operate? You say you have a Visa card? But claim the bank is making money off of you... yeah... No savings account, no checking account, you pay no monthly fees to the bank, keep no money with them... totally man... they really owe you.
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