Well Brutal, I'm not a commie for starters, lets get that straight, I'm a liberal with socialistic leanings, you probably call that commie, but that doesn't make it so. Now as for SS, yes I earned mine, and everyone that paid into it would have a great retirement if the general fund didn't steal it to make the debt look less. The more people that lose their jobs, the less is paid in, so some of the reduction in solvency can be blamed on current and past administrations that caused job loss, or domestic policy that rewards outsourcing and shipping jobs and factories out of country, nafta, gat etc. As you may have witnessed, a stock account in place of SS would have been a shitty choice if you were retiring today or in the near future, shit happens. If they took off the cap on SS funding and quit using the funds for other things, the fund would become solvent for the ages. In fact, instead of getting the paltry sum I now recieve, I'd probably be getting double.