yes, how can repair shops charge so much money if no one had car insurance? They cant, if no one had car insurance the price of repairs would be cheaper. They go around sniffing each others farts.
Insurance company: hey repair shop why don't you raise your price so people will have to pay higher deductibles and will be less likely to use us while we continue to raise their rates. We will say its because you guys raised your rates;
Repair shops : no way you mean we can jack the price up and you will still pay us this ridiculous amount.
fart sniff ahhhhh
this goes for all insurance its a scam.
And BTW, car insurance is not taxed, as value add chain, like the new heathcare. Tax on everything, at every level drives up cost for consumers. It has never been about the un-insured. And it has never been about the rich paying the fair share. All smoke screens.
We are headed for a value add tax, economy. Do you know that every medical device, implant, prosthesis, etc will be taxed? Already is taxed? It is the law.
I'm about to go in for my second cornea replacement. More expensive this time. A $1500 slice of gel. + TAX. Does the Insurance pay the tax? Hell no.
So, here is the problem. Everyone knows that splint is not $90, that Ace bandage is not $50. That is the funny money cross charge they use to bilk the Insurance and the Insurance uses the bilk the Hospital. A merry go round of rip-off.
But, see, this inflated, funny money, that has no basis in supply/demand, is a totally contrived number for mainly bookkeeping and collections, is now the basis of the new consumer heath TAX.
if you refuse to pay. The IRS will only have the ability to sue you. And the most the IRS can collect from you if it wins the suit is 2X the amount you owe. So if you want to thumb your nose at the penalty-tax, the IRS won't be able to do as much to you as they could if you refused to pay, say, income tax.
