HI, I had the same problem. That first picture you have there with the leaf rolled up, well, you should check it and make sure you don't have spidermite eggs being layed inside it. I had the same problem with the holes in my leaves and couldn't figure out what was the problem, until one morning I came out and saw the leaf curled up the same way. When I looked inside it, it was a nest of spider mites. I cut it off and sprayed some insecticide specifically for those buggers @ home depot. Problem solved... so far. Haven't seen any more spidermites or more holes developing on the leaves. Check it out pronto!