trust me living it is half the problem. 682 a month, pays everything and leaves nothing left over to live on. you get that back payment, you arnt allowed anything that would put your house over 2,000 dollars. which means your car,computer,radio,tv, and what ever else including phone. cant go over 2,000 in value. so you figure out how to make sure your car sucks ect. or you keep your mouth shut and own anything so you can live. they never check. BTW amputee, missing t 10, multiple fractured ribs( now its arthritis). SSI and DI are not all its cracked up to be. though i hear of people getting more a month.