The Personal Finance Thread

[FootballFirst]

Hello,

I just finished reading "Personal Finance for Dummies." I have let my finances go because they always scared the shit out of me. I am in debt about 250k with loans and credit card debt.

I always used to just spend money justifying that I needed to have stuff to live, but have recently seen the error of my ways. I figured the only way to get rid of this fear was to embrace my finances and it has worked. Although, now I am realizing just how big of a hole I blew!

I recently just started budgeting, I can see that light at the end of the tunnel even though its still years away.

Anyone in similar or have been in similar circumstances in the past?

 

[UncleBuck]

*I am in debt about 250k with loans and credit card debt.

 

[Dwezelitsame]

to bad you did not wake up at about 5 thousand

when i caught myself i was akid doing drafting for a living for Weatern Electric downtown NewRK

I caught myselfin a small check cumin in a and a huge debt balance
i faked my way inta superintendent job did not know shit an was supposed to fix it all by self (i lied)

i had to pay to get wrryting done a washer a leaky toilet erryting the fist time only after dat
did not need you aby more - i got it im gone

did for 6 years bought my first house
then came my second by then i ran a databased drafting department for Nynex NYC

 

[theQuetzalcoatl]

to bad you did not wake up at about 5 thousand

when i caught myself i was akid doing drafting for a living for Weatern Electric downtown NewRK

I caught myselfin a small check cumin in a and a huge debt balance
i faked my way inta superintendent job did not know shit an was supposed to fix it all by self (i lied)

i had to pay to get wrryting done a washer a leaky toilet erryting the fist time only after dat
did not need you aby more - i got it im gone

did for 6 years bought my first house
then came my second by then i ran a databased drafting department for Nynex NYC

English translation?

 

[ricky6991]

Lol thought same thing...

 

[FootballFirst]

i might add that most of it is school loans. 40k is credit card.

 

[insan3]

you could make it back easily if your smart.

 

[FootballFirst]

you could make it back easily if your smart.

exactly. that's where i am at right now.

 

[insan3]

now the question, how bad do you want it ?

http://www.youtube.com/watch?v=JRfoFGGyRvU

i listen to it when i forget my goal.

 

[FootballFirst]

now the question, how bad do you want it ?

http://www.youtube.com/watch?v=JRfoFGGyRvU

i listen to it when i forget my goal.

cool. i'm 6 months from my goal, it just cost me that much to get here.