If no one was to sign up for Obamacare, it would wither and die on the vine. You say you are scared of getting fined? Just structure your taxes so that you have to pay in just a little each year, they won't be able to fine you then either since the only way they can fine you is by taking it out of your tax return.
You either starve the beast by not playing into its game, or you bleed the beast by taking advantage of every single legal loophole that allows you to get transfer payments.
If I lived in a 20,000 SQ FT mansion, had 3 rolls royces and 10,000 acres of prime farm and pasture land and had $100,000,000 put away in a Trust Fund, but had no actual income. I would legally qualify for full foodstamp aid, and you know what? I would certainly apply for it even though it is not needed, and I would use every penny to buy steak and lobster.
Cuz you know, they removed the asset part of the formula for qualification for foodstamps.