you need to go to school brother.
you will be suprised if you pick the right area of expertise how much money you will make.then you take that money.
instead of pissing it off make it grow more money for you.
do you know what the most powerfull thing in the world is?
compounding interest.
one of my buddies was winning about all of his buddies and some of our common friends we know.many of them are out of work and losing their homes.and he was saying how terrible it was.i said what is so terrible about it?
well they are going to lose their homes.i said so.nothing i can do about it.cept pay more in tax.it is THEIR fault they are losing their homes i told him.he said well there is no work in the economy for them to get a job to pay their bills.i told him almost every single person he knows up till this point and time in history was making 70 to 80K a year.what happened to all that money? he got a blank look on his face.i told him exactly what happned
one buddy bought a brand new car on credit.was making 30 bucks a hour.about 20 more a hour than he is worth.everything he lives on was credit making 80 grand a year.lost his job and lost it all.all he had to do was pay his shit off and live on what he earned.hell no .he wanted to try and live like me.LOL.i know a couple of others just like him.JUST LIKE HIM living above thier means.now we the tax payers get to pay their bills.
hell one guy is a licensed plumber.has a new four door four wheel drive truck .a new bass boat with all the trimings. a big house in the country.his wife has a new car and credit card bills falling out of their ass.she still has her job.working as a welfare worker for the city.
they cant pay their bills and are going to lose it all..we get to pay for their millionaire life style though.
they will be living alot more humble after they lose it all.
another guy.another plumber pipe fitter..he got laid off from his job .going to lose his truck and house also.
he wasted all of his money on DRUGS he is a pill head. we the tax payer get to pay his home off too..isnt that nice of us..
and by the looks of it he will not only get the government(US) to pay his bills .we will be supporting his drug habbits too.
I think most of us are hardwired to spend a percentage of what we make, regardless of how much that is. Poor people can make some crazy economic deciscions, like renting tv's. I've never been that bad, but I do understand how that's a perfectly rational thing to do in certain cultures and realities. This IMF/World Bank type of "loan money to the poor" nonsense has been disatrous. I think people should try live within their means, but that runs contrary to the "American Dream".
I've tried school 3 or 4 times 10, 15 years ago, and despite my big brain, I can never make for more than 3 weeks, maybe it was the ADHD like the docs have said, or maybe it's some moral failing like my family thinks, and that was before I had physical problems. I suspect the anti-intellectual working class culture I grew up may also have something to do with it. When the mills were open, a craneman like my dad made more a year than a young lawyer did, plus union benefits. Which was great while it lasted, but child support enforcement wasn't as serious then. My little sister was the first to get a bachelor's degree in my immediate family.
I'm trying to get into an occupational/vocational rehab program now, so I can get some marketable skills since I can't carry boxes, cook or hang drywall anymore. So much work is busy work that shouldn't even exist. Hopefully ican find something relatively meaningful to do, instead of some alienating, data entry bullshit.
I also screwed up my credit before I was old enough to drink, by ignoring my student loans for my 3 week education, and never filling out address cards. This has actually been a blessing, as I haven't been able to get anything I can't pay cash for and it's worked for me. It also keeps me honest. Investments and such just seem like gambling, at a slow, dull pace. I read the business section of newspapers first though, so I can hazard a guess about why things are happening.
I'm admitedly pretty impulsive and irresponsible, and I don't like rules of the game, so I play only as much as I have to. I try to be more civilized and do less dumb poor people shit and sometimes it actually works.
I'm recession proof, as I try to live pretty simply, and can't overextend myself even if I wanted to.
I just identify very strongly with my social class, rather than a nationality or religion, and we tend to blame those above us for our predicament, rather than those below us. I know that I will never be rich, so I have no sympathy for the billionaires and I prefer it if they get knocked down a few pegs.