Life is not fair... anyone telling you different is trying to sell you something. I am pointing out flawed logic on your behalf. You say natural selection, yet advocate Universal Healthcare. When it was natural selection that drowned the guy who was swimming where he should not have been, and Universal Healthcare that resuscitated him. The problem with Universal Healthcare is it takes away any kind of control you have concerning your health. Right now you have a choice, beg , borrow, steal, take out a loan, put it on a credit card, refuse to pay the bill. Under Universal Healthcare, "THEY" decide first if your life is even worth a life saving operation, and if your say 56 and need a kidney, and some one else at age 34 needs that same kidney, you lose. Ask a Canadian, if you live along the Canadian border, you can probably find a few in your local waiting room, to get that operation their own Universal Healthcare system would not do for them. If you really think about it the problem is not lack of healthcare, it is lack of money. So what you are really saying is I don't have the same ambition to go take the risks, to multiply my money enough to pay for healthcare, if indeed my body should fail before I am ready for it to. Our whole Healthcare system is designed to defeat natural selection, and cheat death. Proof is in the pudding, as we deal primarily with symptoms, instead of prevention.