Well it's good to see you back in your least recent alias. As for the paragraph of complete stupidity above, one only need point out your lack of understanding of the words you are using.
It's INSURANCE you dolt. As in INSURANCE. Insurance doesn't cover that which has already happened, it is a security net for FUTURE problems. Forcing an insurance company to cover preexisting conditions would be exactly the same as the government forcing Geico to accept new customers who have already totalled their vehicle and forcing them to repair it. Your arguments on the subject show you haven't even the most basic knowledge on the topic you continue to blather on about.
Maybe what you want is some form of Health Coverage for people who can't get "insurance". Oh yeah we already have that.