UncleBuck
Well-Known Member
i'd also like to see stats of how many people the health insurers drop to keep their profits at $850 billion instead of $950 billion. and also how many people they charge ridiculous amounts to insure, like my wife (care to guess how many insurers refused to insure her before she found her plan?).I’d like to see the statistics on how many people are dropped by insurance companies. I know several people who have pre existing conditions that have health insurance. You just have to be willing to pay for it.
did you hear how some insurers just decided to not offer plans for children rather than have to insure the ones with pre-existing conditions? i don't know about you, but denying health to the most vulnerable in our society for the pursuit of huge profits like that sickens and disgusts me. it is one of those unintended yet reprehensible side effects of an otherwise mostly acceptable capitalist system.
then tell me which of these provisions that took effect today are disagreeable to you and why...It’s a disaster and it’s going to make things worse not better. I’m not saying things don’t need to change but Obama Care is not it.
Effective September 23, 2010
- Dependents (children) will be permitted to remain on their parents' insurance plan until their 26th birthday,[41] and regulations implemented under the Act include dependents that no longer live with their parents, are not a dependent on a parent’s tax return, are no longer a student, or are married.[42][43]
- Insurers are prohibited from excluding pre-existing medical conditions (except in grandfathered individual health insurance plans) for children under the age of 19.[44][45]
- Insurers are prohibited from charging co-payments or deductibles for Level A or Level B preventive care and medical screenings on all new insurance plans.[46]
- Individuals affected by the Medicare Part D coverage gap will receive a $250 rebate, and 50% of the gap will be eliminated in 2011.[47] The gap will be eliminated by 2020.
- Insurers' abilities to enforce annual spending caps will be restricted, and completely prohibited by 2014.[31]
- Insurers are prohibited from dropping policyholders when they get sick.[31]
- Insurers are required to reveal details about administrative and executive expenditures.[31]
- Insurers are required to implement an appeals process for coverage determination and claims on all new plans.[31]
- Indoor tanning services are subjected to a 10% service tax.[31]
- Enhanced methods of fraud detection are implemented.[31]
- Medicare is expanded to small, rural hospitals and facilities.[31]
- Non-profit Blue Cross insurers are required to maintain a loss ratio (money spent on procedures over money incoming) of 85% or higher to take advantage of IRS tax benefits.[31]
- Companies which provide early retiree benefits for individuals aged 55–64 are eligible to participate in a temporary program which reduces premium costs.[31]
- A new website installed by the Secretary of Health and Human Services will provide consumer insurance information for individuals and small businesses in all states.[31]
- A temporary credit program is established to encourage private investment in new therapies for disease treatment and prevention.[31]