I personally find it interesting getting a range of variation and choosing whish ones you like. Also think you can find really unique phenotypes with out of the scale aromas and flavours. About subcool being in it for the money i dont know, what i do know is that the few things ive tried from tga left me very impressed, though they have very few if any really stabilized strains. I recently got these phenotype of agent orange that smells exactly like a freshly opened tangerine, that was the exact same smell i smelled 8 or 9 years ago on with a friends crop. I remember so well cause it left me blown away, Anyways thats just a short explanation as to why i like tga pheImnotype variation.
What US based seed banks are you fond of? Im a HUGE fan of archive and connoisseur.