really? so if you have full-time employment and you become ill..you don't think you should be able to afford a doctors visit out of your paycheck?..this is not about health insurance.
this was an easy question guys don't over-think it..full-time employment = paycheck
paycheck = shelter, clothing, food and the ability to see the doctor when you are ill ie; a doctor's visit $75 (average "cash" price non-specialist)
no other variable needs to be included ie; playing poker machines, drinking/drugging your paycheck away..this does NOT include..personal items, transportation, entertainment..only the 4 items.
there are many dynamics going on here which we can address however, i don't want to lose scope on original post..
does the above clarification change anyone's opinion before i go further?..if so, please post..