Obama ... He's Lookin' Good!

threatlevelorange

Well-Known Member
Larry Elder is the man!

Thats right...I'm baaaaaaaaaaaaack! Did ya miss me?

Hows it going, Vi? Long time no hear! Lots of stories to tell.
 

hanimmal

Well-Known Member
SEPARATE, EXCEPTED COVERAGE PERMITTED

Oh they will "Permit" us now will they. This whole thing is designed to run private insurance out of business and force us to rely on them.

You are an idiot ChChoda. And 420 quit buying into it.

# 1 I don't buy into shit.
# 2 Personal attacks aren't allowed on this forum are they? Guess when you can't get your point across, you resort to calling names.

Sad
Ive been called idiot, lapdog, dumbass, myridon (my favorite so far) and much others. But 420 has not resorted to it.

Is it just that for you nothing that gets done can be a good move? Almost everything that is being used to dog Obama is garbage theories. There have been some things that are good things to point to, but the problem is they are not sexy enough for the bloggers that are so against Obama.

You all are aligning yourselfs with the nutjobs and racists and cannot seperate yourselves enough to see what is legit and what is junk anymore.

I am trying to get you to think about these things and help the people that may wander on here and get into a panic about all these things to realize that there is ALMOST ZERO TRUTH TO IT.

Like the cut and pasted bill you jumped on and called me out to wake up about it being the worst thing ever. When I post the real one you disregard it and jump on them saying that other plans outside this one are not banned, by jumping on the word excepted.

Face it you are wrong and don't want to be right. But just know your aligning yourself with the people that are banking on your ignorance.
 

ChChoda

Well-Known Member
SEPARATE, EXCEPTED COVERAGE PERMITTED

Oh they will "Permit" us now will they. This whole thing is designed to run private insurance out of business and force us to rely on them.

You are an idiot ChChoda. And 420 quit buying into it.

# 1 I don't buy into shit.
# 2 Personal attacks aren't allowed on this forum are they? Guess when you can't get your point across, you resort to calling names.

Sad
No, I'm not, actually. You, my friend, just don't understand the language which they speak. It's not your fault, it was designed to be that way. Sad.
 

ChChoda

Well-Known Member
This is the whole of one section, section 102. What does it say to you? Do you know what grandfathered means? How about limitation? Restrictions? Grace period? Exceptions? Acceptable? Excepted? Permitted? This is about locking you in, not helping you out. For our kids sake, don't buy the hype.

SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT COVERAGE.


(a) Grandfathered Health Insurance Coverage Defined- Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term ‘grandfathered health insurance coverage’ means individual health insurance coverage that is offered and in force and effect before the first day of Y1 if the following conditions are met:

  • (1) LIMITATION ON NEW ENROLLMENT-(A) IN GENERAL- Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1.
    • (B) DEPENDENT COVERAGE PERMITTED- Subparagraph (A) shall not affect the subsequent enrollment of a dependent of an individual who is covered as of such first day.
    (2) LIMITATION ON CHANGES IN TERMS OR CONDITIONS- Subject to paragraph (3) and except as required by law, the issuer does not change any of its terms or conditions, including benefits and cost-sharing, from those in effect as of the day before the first day of Y1.

    (3) RESTRICTIONS ON PREMIUM INCREASES- The issuer cannot vary the percentage increase in the premium for a risk group of enrollees in specific grandfathered health insurance coverage without changing the premium for all enrollees in the same risk group at the same rate, as specified by the Commissioner.
(b) Grace Period for Current Employment-based Health Plans-

  • (1) GRACE PERIOD-

    • (A) IN GENERAL- The Commissioner shall establish a grace period whereby, for plan years beginning after the end of the 5-year period beginning with Y1, an employment-based health plan in operation as of the day before the first day of Y1 must meet the same requirements as apply to a qualified health benefits plan under section 101, including the essential benefit package requirement under section 121.
      (B) EXCEPTION FOR LIMITED BENEFITS PLANS- Subparagraph (A) shall not apply to an employment-based health plan in which the coverage consists only of one or more of the following:
      • (i) Any coverage described in section 3001(a)(1)(B)(ii)(IV) of division B of the American Recovery and Reinvestment Act of 2009 (Public Law 111-5).
        (ii) Excepted benefits (as defined in section 733(c) of the Employee Retirement Income Security Act of 1974), including coverage under a specified disease or illness policy described in paragraph (3)(A) of such section.
        (iii) Such other limited benefits as the Commissioner may specify.

      In no case shall an employment-based health plan in which the coverage consists only of one or more of the coverage or benefits described in clauses (i) through (iii) be treated as acceptable coverage under this division
    (2) TRANSITIONAL TREATMENT AS ACCEPTABLE COVERAGE- During the grace period specified in paragraph (1)(A), an employment-based health plan that is described in such paragraph shall be treated as acceptable coverage under this division.
(c) Limitation on Individual Health Insurance Coverage-
(1) IN GENERAL- Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan.
(2) SEPARATE, EXCEPTED COVERAGE PERMITTED- Excepted benefits (as defined in section 2791(c) of the Public Health Service Act) are not included within the definition of health insurance coverage. Nothing in paragraph (1) shall prevent the offering, other than through the Health Insurance Exchange, of excepted benefits so long as it is offered and priced separately from health insurance coverage.
 

hanimmal

Well-Known Member
Originally Posted by Operation 420
SEPARATE, EXCEPTED COVERAGE PERMITTED

Oh they will "Permit" us now will they. This whole thing is designed to run private insurance out of business and force us to rely on them.

You are an idiot ChChoda. And 420 quit buying into it.

# 1 I don't buy into shit.
# 2 Personal attacks aren't allowed on this forum are they? Guess when you can't get your point across, you resort to calling names.

Sad

No, I'm not, actually. You, my friend, just don't understand the language which they speak. It's not your fault, it was designed to be that way. Sad.
Hah! Coming from the person that cannot read a bill for what it is and has to listen to fake blogs for the 'truth'. Your cut and paste was a joke and it said that they were not going to allow any new plans.

But now I guess after I debunked that your going to take issue with the language saying it permits any other plan that the insurance companies want to make?

How exactly is that not allowing people to get new plans?
 

ChChoda

Well-Known Member
Read the section above. After year 1, like after christ I guess, no changes to existing plans can be made and no new policies can be written with the exception of dependents.

"Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1."

PS- you want to see similar language, with the same result that this monstrosity will have?

Social Security Act, Volume 1

http://www.ssa.gov/OP_Home/ssact/comp-ssa.htm
 

hanimmal

Well-Known Member
(1) IN GENERAL- Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan.
(2) SEPARATE, EXCEPTED COVERAGE PERMITTED- Excepted benefits (as defined in section 2791(c) of the Public Health Service Act) are not included within the definition of health insurance coverage. Nothing in paragraph (1) shall prevent the offering, other than through the Health Insurance Exchange, of excepted benefits so long as it is offered and priced separately from health insurance coverage.
This is the whole of one section, section 102. What does it say to you? Do you know what grandfathered means? How about limitation? Restrictions? Grace period? Exceptions? Acceptable? Excepted? Permitted? This is about locking you in, not helping you out. For our kids sake, don't buy the hype.
Yes grandfathered means that if you have insurance you can keep it the way it is, if you want to get your family on it, go for it. Where do you see locking you in? The insurance is OPTIONAL. And if you want something not under the government program you are Permitted to as long as it is through that company.

Here is a great link for you http://profj.us/reading.htm
 

ChChoda

Well-Known Member
Yes grandfathered means that if you have insurance you can keep it the way it is, if you want to get your family on it, go for it. Where do you see locking you in? The insurance is OPTIONAL. And if you want something not under the government program you are Permitted to as long as it is through that company.

Here is a great link for you http://profj.us/reading.htm
Bullshit. Not only does it explicitly state no new policies will be written, but it also explicitly states that no changes to existing policies can be made, with the exception of adding dependents.
 

hanimmal

Well-Known Member
It wasn't me that called you an idiot bro.
People need to smoke one and chill imo.

Got some purple cotton candy myself :joint::mrgreen:
I am very jealous! I am dry atm, but its all good I needed all my focus to read that entire part of the bill that was posted (all the way through too it blew).

But soonish I will have some NY diesel so its all good.
 

hanimmal

Well-Known Member
Bullshit. Not only does it explicitly state no new policies will be written, but it also explicitly states that no changes to existing policies can be made, with the exception of adding dependents.
Read the entire thing quit stopping before you get to the bottom, read it a couple times if you need to, do you not see (2) at the bottom? How can you keep saying that, I even highlighted it for you. Other than reading it outloud I don't think anything will help you out here.

Is it just that you don't want to see it?
 

ChChoda

Well-Known Member
It wasn't me that called you an idiot bro.
People need to smoke one and chill imo.

Got some purple cotton candy myself :joint::mrgreen:
Oh. :lol: I thought it was curious, but many things around here are. You can completely agree with people on one subject, and then think they are a complete fool based on the next. I got some bubba gum by subcool...:joint:
 

ChChoda

Well-Known Member
Read the entire thing quit stopping before you get to the bottom, read it a couple times if you need to, do you not see (2) at the bottom? How can you keep saying that, I even highlighted it for you. Other than reading it outloud I don't think anything will help you out here.

Is it just that you don't want to see it?
???? How am I wrong?

(2) LIMITATION ON CHANGES IN TERMS OR CONDITIONS- Subject to paragraph (3) and except as required by law, the issuer does not change any of its terms or conditions, including benefits and cost-sharing, from those in effect as of the day before the first day of Y1.
 

TheBrutalTruth

Well-Known Member
This is the whole of one section, section 102. What does it say to you? Do you know what grandfathered means? How about limitation? Restrictions? Grace period? Exceptions? Acceptable? Excepted? Permitted? This is about locking you in, not helping you out. For our kids sake, don't buy the hype.

SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT COVERAGE.


(a) Grandfathered Health Insurance Coverage Defined- Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term ‘grandfathered health insurance coverage’ means individual health insurance coverage that is offered and in force and effect before the first day of Y1 if the following conditions are met:
Grandfathered Health Insurance Coverage- if you already have coverage you get to keep it, but...

  • (1) LIMITATION ON NEW ENROLLMENT-(A) IN GENERAL- Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1.
If you want to get the coverage that is offered under a grandfathered plan, because you don't want to pay the monopolistic rents that the government will seek through taxes + premiums (what is that 2 - 3x the actual cost, oops, definitely not cheaper.) then you are unable to enroll, because the plan is not allowed to accept new enrollments.


  • (B) DEPENDENT COVERAGE PERMITTED- Subparagraph (A) shall not affect the subsequent enrollment of a dependent of an individual who is covered as of such first day.
But if you have dependents you can bring them in under the plan (still means you are SOL if you weren't part of the plan after the artificial monopolistic cut off date.


  • (2) LIMITATION ON CHANGES IN TERMS OR CONDITIONS- Subject to paragraph (3) and except as required by law, the issuer does not change any of its terms or conditions, including benefits and cost-sharing, from those in effect as of the day before the first day of Y1.
    The insurance company will not be allowed to change the plan to suit changing business climates. So much for allowing continued competition? How long until the government mandates that you must contribute into the pool that goes towards those flaky imbeciles that want sex-changes, plastic surgery and other gold-plated coverage that the AVERAGE American has no need of.

    Assume the Position, we're all about to get fucked over hard.


    (3) RESTRICTIONS ON PREMIUM INCREASES- The issuer cannot vary the percentage increase in the premium for a risk group of enrollees in specific grandfathered health insurance coverage without changing the premium for all enrollees in the same risk group at the same rate, as specified by the Commissioner.
    The insurance company is no longer allowed to respond to excess demand by jacking up premiums to make good their losses when the real world data does not match the modeled data or data based on their actuarial tables. Bad deal, this will effectively lead to the bankrupting of the insurance industry.

(b) Grace Period for Current Employment-based Health Plans-

  • (1) GRACE PERIOD-

    • (A) IN GENERAL- The Commissioner shall establish a grace period whereby, for plan years beginning after the end of the 5-year period beginning with Y1, an employment-based health plan in operation as of the day before the first day of Y1 must meet the same requirements as apply to a qualified health benefits plan under section 101, including the essential benefit package requirement under section 121.
The government is going to dictate what insurance plans must cover, and thus is going to eliminate competition, except for on pricing. This is not a free market solution, this is a dictatorial Nazi-esque solution full of bureaucrats dictating to people what they are obligated to buy. It is a plan for Nazis, Communists and Socialists, not for free-market loving individualists.

    • (B) EXCEPTION FOR LIMITED BENEFITS PLANS- Subparagraph (A) shall not apply to an employment-based health plan in which the coverage consists only of one or more of the following:
      [*](i) Any coverage described in section 3001(a)(1)(B)(ii)(IV) of division B of the American Recovery and Reinvestment Act of 2009 (Public Law 111-5).
      (ii) Excepted benefits (as defined in section 733(c) of the Employee Retirement Income Security Act of 1974), including coverage under a specified disease or illness policy described in paragraph (3)(A) of such section.
      (iii) Such other limited benefits as the Commissioner may specify.
    Does any one know what the American Destruction and Famine Act of 2009 says?


    [*]
    In no case shall an employment-based health plan in which the coverage consists only of one or more of the coverage or benefits described in clauses (i) through (iii) be treated as acceptable coverage under this division
(2) TRANSITIONAL TREATMENT AS ACCEPTABLE COVERAGE- During the grace period specified in paragraph (1)(A), an employment-based health plan that is described in such paragraph shall be treated as acceptable coverage under this division.
It sounds like it is saying that during a grace period the insurance plans will not have to match the dictated edicts of our imbecilic leaders.
(c) Limitation on Individual Health Insurance Coverage-
(1) IN GENERAL- Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan.
You wont be able to get insurance on your own unless you already have insurance that you're swapping.

WTF?

(2) SEPARATE, EXCEPTED COVERAGE PERMITTED- Excepted benefits (as defined in section 2791(c) of the Public Health Service Act) are not included within the definition of health insurance coverage. Nothing in paragraph (1) shall prevent the offering, other than through the Health Insurance Exchange, of excepted benefits so long as it is offered and priced separately from health insurance coverage.
You will not be able to get additional benefits that you pay for unless they are separate from your basic policy. That is, insurance companies will no longer be free to offer a variety of plans that allow consumers to pick and choose exceptions and inclusions in their policy.

This is an imbecilic attempt to make a one size fit all plan.

It didn't work in Taxachusetts, it is not going to work anywhere.

The plans dictated by the Federal Government will likely obligate individuals to pay into pulls they WILL NEVER USE, and thus will lead to the subsidization of plastic surgery, gastric bypasses (which the average American (60+%) do not need) and other gold-plate items that only cater to dumb fat asses that are too stupid to have their self-esteem by independent of their external appearance.
 

hanimmal

Well-Known Member
Thank god TBT. You hit the skin off the ball. The last part, is what I was trying to get across.

Edit:I would like to point out also that there are 3 different plans. Basic need, middle and premium. So you can chose which you want to get if you chose to get it.

So you can get the bare minimum, add a few things through the insurance company if you want, or get something completely different through the company that is apart from the government plan.
 

ChChoda

Well-Known Member
Edit:I would like to point out also that there are 3 different plans. Basic need, middle and premium. So you can chose which you want to get if you chose to get it.

So you can get the bare minimum, add a few things through the insurance company if you want, or get something completely different through the company that is apart from the government plan.
You're wacked out dude...whos payroll are you on?
 

TheBrutalTruth

Well-Known Member
Thank god TBT. You hit the skin off the ball. The last part, is what I was trying to get across.

Edit:I would like to point out also that there are 3 different plans. Basic need, middle and premium. So you can chose which you want to get if you chose to get it.

So you can get the bare minimum, add a few things through the insurance company if you want, or get something completely different through the company that is apart from the government plan.
Actually, you wont, the above states quite specifically that if you do not have a plan then you will be forced to get the government's plan as no existing insurance plan will be allowed to accept new enrollments after Day 1 of Year 1.

I doubt that those maggots in D.C. have even read it (I also doubt that they can understand it.)
 
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