You don't understand how plants grow.
Topping colas is fine. If you take out the apical meristem, the axial secondary meristem will become the main growth points. The colas will fatten or "foxtail" as the secondary flowers fight to become the new dominant apical meristem.
You know when a new node grows up and all of the plant matter that will grow is still curled up. Well, that plant matter is like the human equivalent of stem cells. It is undetermined what it will be (could either continue to veg or flower) and that is called the apical meristem. More specifically, what grows above the ground is refered to as the SAM (Shoot apical meristem) and what grows beneath the ground is referred to as RAM (root apical meristem) which controls how roots grow. If you top a plant, what you are doing is taking off the apical meristem or growing tip as I will refer to it. Which lets the two side branches that come at each node grow out. Those are referred to as the axial secondary meristem. Obviously once you top a plant you are letting your ASM, or side branches, grow out and become the new top of the plant. Which is why EVERYONE says if you're going to top, do it during vegging. You are changing the plant's initial growth response and are, therefore, causing stress. It takes a little bit of time for the auxins and hormones to redistribute.
Once days get shorter and more Fr (low frequency waves and red color seen most commonly in HPS lights) get into the environment, a plants cells change and the the plant responds. First by converting its stem cells or shoot apical meristems into inflorescent meristem, which turns into the floral meristem. This two step process is why you get a slight amount of stretching when you switch your plant into flowering. Your plant is still growing apical meristems (all that means is new growth), however topping your plant now really posses no benefit? Why? well for starters your plant is not given any time to recover like it is during vegging, so you will just lose days off of your flowering schedule
. Furthermore, stressing during flowering, as massah has said, can cause hermies. Also, topping, in order to increase yield, is done for the sole purpose of exposing new areas of your plant to light in a confined space. This will allow you to get an even distribution of light amongst all of your flowers. In vegging, topping just for shits and giggles does not increase yield in anyway, and could potential be harmful to your yield. This is no different in flowering. Topping a cola just because you would like to see the secondary branching inside your cola fatten up with almost always leave you will less bud than if you had just left your plant alone. Doing it because you burned a tip is not a bad idea at all, and possibly beneficial. But doing it for no reason is harmful and will lead more problems down the road.