Uhhhmmm No.
They stopped talking about selling across State lines as soon as Obamacare passed.
You dont hear about it anymore becuase now it makes practically no difference due to the federal guidelines.
What are you talking about? There was no law that said any insurance company couldn't sell insurance in any and every state in the union - but they didn't do that. Why? because it was cheaper for all concerned if the country was divided up. "We will take idaho, you take washington". the point is that each state has it's own regulations. All each company needed to do was adhere to each state they were in. What you want is to take state powers of regulation away from those states and award them to the Feds - not exactly a small or local government model.
lol, more ginwilly fail. lovely.
This is why it's difficult talking economics with liberals.
Can you guys even consider that might be a give to the insurance companies? Each state can still have their own regulations, but a company from another state can still tailor a program to meet another state's.
What the ACA has done is centralize the standards and made states comply. You guys seem to think by making 50 separate boundaries that a company must stay within. Aetna has 50 different offices, 50 different sets of administrative teams (if they want to be in all 50). If they could operate from just 1 of those states servicing the rest, costs can go down. If any insurance company is allowed to compete within any of the states, it opens it up to more than just the handful that are allowed to compete within the states.
If somebody made the argument that you can only sell liquor that was made in your state, do you think liquor would cost more or less?
The first time you guys were making this argument was because "they are not allowed by law to do this, herp derp", now it's "how can costs possibly go down if we open competition? herp, derp, they will all just end up in SD herp derp".
canndo, I don't put you in the same category as these other two, surely you can see that each state can still maintain their own regulations but an insurance company from another state has the full capability of complying don't you? Do all vehicles that meet compliance to CA emissions have to be manufactured and sold in CA?