yeah right on top of it, cfls wont burn unless its pretty much touch. sites like HTG have just $50 T5's which you can use the whole grow and yield halfway decent. primarily great for seedlings and veg.
I have grown a seed from start to finish with a single cfl, only to prove that it could be done, Keep the light 2 inches away from the seedling. also put a light fan on the seedlings to prevent damp off.